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Community Reinvestment Act

First National Bank is committed to the spirit of the Community Reinvestment Act and acknowledges its role in meeting the credit needs of our communities, including providing affordable loans to low-to-moderate income individuals and households as well as small businesses and small farms. The Bank extends credit to all sectors of our communities while remaining consistent with safe and sound underwriting standards. Although the Bank may obtain a portion of its business from customers located outside our communities and designated Assessment Areas, First National Bank’s Board of Directors and management team are committed to serving the local communities.

Below you will find information related to First National Bank's CRA Public File. The information provided is updated annually and is current as of April 1st. 

CRA Public Comments

Review comments received for the current, and prior two calendar years, from the public regarding the Bank's performance in meeting the community credit needs. 


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Access Public Comments

First National Bank Locations & Hours

First National Bank is a community bank dedicated to our customers in the areas we serve with 4 branch locations in the state of Iowa.


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View Locations & Hours of Operation

Branch Openings & Closings

Review branch locations opened and closed within the prior two calendar years.

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Access Branch Opening & Closings

Business Banking Services

First National Bank offers a wide variety of business banking products & services.

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View Business Banking Services

First National Bank Assessment Areas

The First National Bank Assessment Areas represent geographic locations including census tracts and demographic data, in which the Bank provides its products and services. 

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Access Assessment Areas

Loan to Deposit Ratio

Review the banks loan-to-deposit ratio for each quarter of the prior calendar year.

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View Loan to Deposit Ratios

CRA Public File Request

If you would like to receive a hard copy of the CRA Public File, please contact us. Thank you!

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