| DESCRIPTION | Designed for Non-Profit, Organization and Club business accounts with low transaction activity. | Our small business account offers you the basic features you need. Designed for lower balances and low transaction activity. | Designed for large balance accounts with moderate transaction volume. Fees can be offset with relationship deposits and credit back. | Designed for high balances and/or transaction volumes. Your high balances will work for you and fees can be offset with earnings credit. |
| OPENING DEPOSIT | $100 | $100 | $100 | $100 |
| MINIMUM BALANCE | $0 | $0 | $0 | $0 |
| MONTHLY MAINTENANCE FEE | $0 | $0 | $8; maintenance fee waived with a combined balance of $25,000 in deposits. | $10 |
| ITEM PROCESSING | N/A | First 50 checks free; $.10 for each additional check over 50 | $.10 for each check; check fees may be waived with credit back. | First 100 checks free; $.10 for each additional check over 100. $.05 for each deposited transit item. |
| PAPER STATEMENT | Included with images | $3; no charge if enrolled in eStatements | Included with images | Included with images |
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| EARNINGS CREDIT | N/A | N/A | N/A | Yes; rate paid on average available balance minus 10% reserve requirement. |
| CREDIT BACK | N/A | N/A | Credit allowance of $.10 per $100 average collected balance | N/A |
| BUSINESS BILLPAY | Available; Monthly fee: $6.00, first 10 items free, each additional item $.45 each. | Available; Monthly fee: $6.00, first 10 items free, each additional item $.45 each. | Available; Monthly fee: $6.00, first 10 items free, each additional item $.45 each. | Available; Monthly fee: $6.00, first 10 items free, each additional item $.45 each. |
| BUSINESS DEBIT CARD | Available for $1 per debit card account. | Available for $1 per debit card account. | Available for $1 per debit card account. | Available for $1 per debit card account. |
| BUSINESS CREDIT CARD | Available | Available | Available | Available |
| CHANGE ORDERS | Included | Included | $.10/Roll; $2.00/Thousand | $.10/Roll; $2.00/Thousand |
| CHECKS | Available | Available | Available | Available |
| CREDIT CARD PROCESSING | Available | Available | Available | Available |
| eCORP (ACH Origination and Funds Transfers) | Included | Inquiry Only Included. ACH orgination and funds transfer not available | Included | Included |
| eCORP SET-UP & SUPPORT | $75 | $75 | $75 | $75 analysis charge |
| eCORP TOKEN (New and Replacement) | $30 | $30 | $30 | $30 analysis charge |
| HEALTH SAVINGS ACCOUNT FOR EMPLOYEES | Available | Available | Available | Available |
| QUICKEN/QUICKBOOKS INTEGRATION | Included | Included | Included | Included |
| REMOTE DEPOSIT CAPTURE (RDC) | Available - $50 monthly charge | Available - $50 monthly charge | Available - $50 monthly charge | Available - $50 analysis charge |
| RDC CHECK SCANNER | $339/$735 | $339/$735 | $339/$735 | $339/$735 |
| SWEEP SAVINGS ACCOUNT | Included | Included | Included | Included |
| BUSINESS MOBILE BANKING | Included | Included | Included | Included |
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