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Compare Business Checking Options

Find the best checking account for you and your financial needs. Compare features, benefits and more.

Feature COMMUNITY SIMPLE CHOICE Commercial
Analysis
Commercial Analysis w/Interest
Description Designed for Not-for-Profit Organizations with fewer than 100 deposited items per month. Designed for Sole Proprietors and Small Businesses with low transactions. This account offers a low monthly maintenance fee and a FREE Debit Card. Designed for businesses with higher transactions. You have the "choice" to choose additional Treasury Services with this account. Designed for businesses with higher transaction volumes. This account provides simplified, monthly analysis statements. Fees may be assessed for services used & can be offset, with earnings credit. Designed for businesses with higher transaction volumes. This account provides simplified, monthly analysis statements. Fees may be assessed for services used.
Monthly Service Charge None $7.502 $10.001 Varies based on use Varies based on use
Monthly Transaction  Activity Fee None First 50 total items free3 First 150 total items free3 Per item4 Per item4
Earnings Credit/ Interest Paid None None None Offset fees Interest paid
Debit Card Free Debit Card available with all Business Checking Accounts Free Debit Card available with all Business Checking Accounts Free Debit Card available with all Business Checking Accounts Free Debit Card available with all Business Checking Accounts Free Debit Card available with all Business Checking Accounts
Business Online NA NA Available with Choice and Analysis Checking accounts. Fees vary depending on features used. Ask your Treasury Management Representative for more information. Available with Choice and Analysis Checking accounts. Fees vary depending on features used.
Ask your Treasury Management Representative for more information.
Available with Choice and Analysis Checking accounts. Fees vary depending on features used.
Ask your Treasury Management Representative for more information.
Treasury Services NA NA Add on multiple Treasury Products including: ACH, Business Bill Pay, Remote Deposit Capture, Online Wire Origination, Positive Pay (Coming Soon!) See Treasury Management Representative See Treasury Management Representative
Check Images Free Free Free Free Free
  1. Monthly service charge waived when daily balance of $2,500 is maintained in the account or when a combined balance of $25,000 in deposits and loans with First National Bank is maintained.
  2. Monthly service charge waived when daily balance of $500 is maintained in the account or when a combined balance of $10,000 in deposits and loans with First National Bank is maintained.
  3. $0.25 per item over. Total items included all debits, credits, and deposited items that post to your account monthly.
  4. Activity fee varies per item. See Treasury Management Representative for fee list.

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