Skip Nav

Font Size:

Section Navigation

Spring Specials!

posted on Monday, March 13, 2023 in Campaign Specials

Spring Specials Header

First National Bank has great specials to help you grow this Spring. Whether you are looking to finance your new home, remodel, take a vacation, or pay off debt...we have an offer for you available for a limited time! 

Line Seperator

Make us your next move! Image of house.
 

Finance your new home with First National Bank and get up to.... 
 

$1,000 off mortgage closing costs^1

 Click on Your Mortgage Banker to Start Your Application!

Get pre-qualified with our First National Bank Mortgage App. 

image of green mortgage app icon. Image of Available on the App Store button  image of android app on google play button

Call your local First National Bank Mortgage Banker for your personal consultation and explanation of rates, terms, and details.

Green goes with everything! Image of money.

A Home Equity Line of Credit or Home Equity Loan is a convenient and flexible way to use the equity you have in your home to get the things you want. 

Checkmark

Manage or Consolidate Debt

 Checkmark

Pay for Educational Expenses

 Checkmark

Make Home Improvements - Remodel or Renovate!
Checkmark

Fund Your Dream Vacation

 Checkmark

Purchase a New Vehicle

 Checkmark

Plus, more! The possibilities are endless!

Heloc Header

Grey Bar

Variable Home Equity Line of Credit2
5.99% APR** 12-month Intro Rate. Variable Rate thereafter, currently 6.75% ARP**

Fixed Rate Home Equity Line of Credit2
 3 -year fixed rate, as lowa as 6.99% APR***

 Fixed Special Rate Home Equity Loan2
 Special Rate of 7.99% APR, 10-Year Fixed Rate

Line Seperator

Helpful Tools to Know About:

Try our Financial Calculators!

Image of calculator

Our financial calculators allow you to estimate mortgages, loans, investments, debt, credit cards, retirement, and more – each with related information designed to help determine how much you need to save/invest for each goal.

View Our Calculators

Stay in the Know with Credit Sense

Image of app on phone

Your credit score3 is more than just a number. With Credit Sense you can access your credit score3 along with personalized tips on how to improve or maintain an already great score3, built right into your First National Bank Online and Mobile Banking App.

Getting Started with Credit Sense

1.) MORTGAGE $1,000 OFF SPRING SPECIAL
Credit score of 680 or greater on primary residence purchase loans only. Receive $1,000 off closing costs with a loan amount greater than or equal to $150,000 or $500 off closing costs with a loan amount of $50,000-$149,999. Funds cannot be applied towards down payment, prepaid interest, etc. Offer valid for certain loan types only. Available to application dates of 3/13/2023 to 4/21/2023. Property insurance is required. An open and active First National Bank checking account is required. NMLS#408176.

2.) HELOC-HOME EQUITY LOAN SPRING SPECIAL
*The Home Equity Line of Credit (HELOC) 5.99% initial Annual Percentage Rate (APR) will be fixed for the first 12 months. After the intro period, the APR is subject to change daily and will adjust to the Prime Rate (index) as published by the WSJ minus 1.00%. Rates are in effect as of 3/13/2023 and apply to applicants with a credit score of 720 or greater. For applicants with credits scores of 650-719, a 1.00% margin will be added to the intro rate, and after the intro period, a .50% margin will be added to the index. **The Home Equity Line of Credit (HELOC) 6.99% initial Annual Percentage Rate (APR) will be fixed for the first 3 years. After the intro period, the APR is subject to change daily and will adjust to the Prime Rate (index) as published by the WSJ minus .26%. Rates are in effect as of 3/13/2023 and apply to applicants with a credit score of 720 or greater. For applicants with credits scores of 650-719, a .51% margin will be added to the intro rate, and after the intro period, a .50% margin will be added to the index. */** The Prime Rate (index) as published by the WSJ is 7.75% as of 3/13/2023. The ceiling rate in Iowa is 21%. Floor rate is 3.75%. Interest Only payments required. ***Home Equity Loan (HE) 7.99% Annual Percentage Rate (APR) requires monthly Principal and Interest payments. Minimum credit score of 700 required. */**/*** New HELOC/HE loan money only and subject to normal underwriting criteria. Maximum loan to value of 89%. Property insurance is required. An open and active First National Bank checking account is required. Appraisal costs (if applicable) will be at the applicant’s expense - approximately $650. One-time processing fee of $50. Available to applications dated 3/13/2023 – 4/21/2023. NMLS#408176.

3.) CREDIT SENSE 
The credit score provided in Credit Sense is intended to help you understand the factors that affect your credit score and is generally not used for loan underwriting and pricing. The offers presented in Credit Sense are not offers to lend; normal underwriting criteria apply.

View Navigation

Copyright ©2023. First National Bank in Creston. All Rights Reserved.

Site by Spinutech

Call 877.782.2195

  Receive Our Newsletter

Member FDIC / Equal Housing Lending

Scroll to top