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Score Big This Spring!

posted on Wednesday, April 14, 2021 in Campaign Specials

Home Court Advantage. Score Big This Spring!



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A  Home Equity Line of Credit (HELOC) is a revolving (open-end) line of credit with a variable interest rate secured by the equity in your home. A HELOC functions similarly to a credit card in which you advance funds as needed and make periodic payments towards the interest accrued; with the option to make additional principal payments.

Our Home Equity Line of Credit are convenient and flexible ways to use the equity you have in your home to get the things you want.  You can use the equity in your home to:

  • Manage or consolidate bills
  • Pay for education expenses 
  • Make home improvements (remodel or renovate)
  • Fund your dream vacation
  • Purchase a new car

*The Home Equity Line of Credit (HELOC) 1.99% initial Annual Percentage Rate (APR) will be fixed for the first 6 months. After the intro period, the APR is subject to change daily and is based on the Prime Rate (index) as published by the WSJ; currently 3.25%. Rates are in effect as of 04/16/2021 and apply to applicants with credit scores of 720 and greater. A 0.50% margin will be added to the index for applicants with credit scores of 660-719. Maximum loan to value of 89%. The ceiling rate is 15%. Floor rate after intro period is 3.75% APR. Maximum line size of $75,000. New HELOC loan money only and subject to normal underwriting criteria. No origination fee. If applicable other third party fees range from $300-800 and will be at the applicants expense. Not valid with any other offers; available to application dates of 4/16/2021 to 6/30/2021. Property insurance is required. An open and active First National Bank checking account is required. Member FDIC. Equal Housing Lender.

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