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We reward your relationship. Get $100 on us!

All-in-one banking that rewards your relationship with us. We offer a full line-up of checking and savings options so you can choose the best account for you. Stop in or open a new account online today. We invite you to grow your relationship with us and earn some big bucks! 

Compare Checking Accounts  Compare Savings Accounts 

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We'll deposit $100 into your qualifying FNB Checking Account.

Meet with a First National Bank Personal Banker and choose and complete a minimum of 4 new products and services from the available list. It's that easy and it pays to bank with us. 

Check Set-Up a New Account Alert

CheckSet-Up a New Debit Card Alert in Card Secure

CheckNew Enrollment in eStatements

Check Add a New Debit Card to Your Mobile Wallet

CheckSet-Up a New Automatic Payment

CheckSet-Up a New Auto Transfer Between Your FNB Accounts

Check New Application for FNB Credit Card

CheckNew Enrollment in BillPay

CheckNew Enrollment in Credit Sense**

Check New Enrollment in Zelle®***

CheckLike Us Twice! Like & Follow Us on Social Media

CheckDeposit into your FNB Checking Account at our ATM


CheckSign-Up for our eNewsletter

CheckSign-Up for Round-Up & Make the Change

Interested? Send us a message to let us know!

See our $100 Deposit Details Below.

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Compare Checking Accounts


earn up to $8.00 per statement cycle: Extra Perks:


If you use your Debit Card....

Open Now

  • $10 Minimum Balance to Open.
  • e-Statement (Paper statements are available for $10/statement cycle; e-Statement is required to earn highest Annual Percentage Yield).
  • No Monthly Maintenance Fee.
  • 1.50% Cash Back on Debit Card purchases.1 Earn up to $8 per statement cycle.
  • Eligible for Overdraft Privilege.4

OUR MOST REWarding account

 earn our best Rate on balances up to $25,000: EXTRA PERKS:


Earn our best interest rate if you carry a high balance.

  • $10 Minimum Balance to Open.
  • e-Statements are Required to earn our highest APY. (Paper statements are available for $10/statement cycle).
  • Minimum of 12 debit card purchases (post and settled per statement cycle).
  • One account per social security number.
  • No Monthly Maintenance Fee.
  • Eligible for Overdraft Privilege.4

Grow your money with our tiered structure. EXTRA PERKS:


Designed for your banking relationship.

  • $10 Minimum Balance to Open.
  • $50,000 total consumer relationship or a combination of your personal deposit and loan accounts each statement cycle.
  • A $10 fee per statement cycle will be imposed if consumer relationship is not met.
  • Tiered Interest Rate Structure.
  • Free 1st Box of Club Checks.
  • Free Paper Statement Available.
  • Eligible for Overdraft Privilege.4

No Overraft fees.



An account with no overdraft fees!

Open Now

  • $10 Minimum Balance to Open.
  • e-Statement (Paper statements are available for $2/statement cycle).
  • No Paper Checks.
  • No Monthly Maintenance Fee.
  • No Overdraft Fees (Overdraft Privilege not available).

Are you 60 years old or older? EXTRA PERKS:


  • $10 Minimum Balance to Open.
  • Free Debit Card Available
  • Interested Earned.3
  • Free Club Checks Available.
  • Free Paper Statement Available.
  • Eligible for Overdraft Privilege.4

Get the basics EXTRA PERKS:


Open Now

  • $10 Minimum Balance to Open.
  • Debit Card Available:
    • 12 debit card purchases or more per statement cycle - No Charge.2
    • Less than 12 debit card purchases per statement cycle - $2.00 Charge.2
  • No Monthly Maintenance Fee.
  • Free Paper Statement Available.
  • Eligible for Overdraft Privilege.4

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Free anytime tools.

Banking when it's convenient for you! Life moves at a fast pace which makes keeping up with your finances challenging. With Mobile Banking, it only takes minutes to manage your money and the best part is you can do it anywhere and at anytime!

Check mark Send & Receive Money using Zelle®***

Check markFNB Card Secure |  Debit Card Management

Check markOpen New Accounts from Your Phone

Check mark Monitor Your Credit Score**

check markSet-Up Account Alerts for Specific Events

Check markPay Bills Through Your Phone + Transfer Funds + More


All Accounts: Policies, account features, and rates subject to change without notice. Other fees may apply. 1. Earn 1.50% cash back, up to $8, on debit card purchases that post and settle to your account during your statement cycle. 2. Debit Card fee of $2 will be assessed each statement cycle if fewer than 12 debit card POS (Point of Sale) transactions, excluding ATM transactions, post and settle to the account during your statement cycle. 3. Minimum balance of $500 must be maintained in a Compass Silver account each day to obtain the disclosed annual percentage yield. 4. Overdraft privilege subject to approval.

$100 Cash Deposit: *Not available with any other cash back offer. Cash incentive is only available when you meet with a First National Bank Personal Banker and select 4 new products or services from the available list. First National Bank qualifying checking account is required. Qualifying accounts include Compass Free, Compass Digital, Compass Cash, Compass Rewards, Compass Silver and Compass Relationship. The $100 incentive received is required to be deposited into your First National Bank qualified checking account. If you received the $100 bonus offer as a result of opening a new checking account, see below details on minimum balance to open, Annual Percentage Yield (APY), and minimum requirements to acquire APY. Additional details available upon request.

Qualifying Checking Accounts: Compass Free, Compass Digital, and Compass Cash: APY of 0%. Minimum balance to open is $10. Compass Relationship: APY of .70% on balances up to $49,999.99. APY of .80% on balances of $50,000-$99,999.99. APY of .95% on balances of $100,000 or more. APY higher on higher balances. Minimum balance to open is $10. You must maintain a total customer relationship (deposits and loans) of at least $50,000 to qualify for this account. Compass Rewards: APY of 3.30% on qualifying balances up to $25,000. APY on qualifying balances above $25,000 is .05% or on nonqualifying balances is .01%. Higher balances have lower APY. To achieve qualifying balances, you must receive e-statements and make 12 or more debit card purchases that post and setting in the statement cycle. Minimum balance to open is $10. Compass Silver: APY of .50% on qualifying balances of $500 - $2,499.99 APY of .60% on qualifying balances of $2,500 and up. To qualify to earn disclosed APY account must maintain a minimum daily balance of $500. Minimum balance to open is $10.   

Credit Sense**: The credit score provided in Credit Sense is intended to help you understand the factors that affect your credit score and is generally not used for loan underwriting and pricing. The offers presented in Credit Sense are not offers to lend; normal underwriting criteria apply.

Zelle***: Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 1. Must have a bank account in the U.S. to use Zelle. 2. In order to send payment requests or split payment requests to a U.S. number, the mobile number must be enrolled in Zelle. 3. Transactions typically occur in minutes when the recipients email address is already enrolled in Zelle.

Zelle®! Zelle makes sending money fun.

It's a fast, safe and easy way to send and receive money with friends and family.

Zelle Coming Soon

Get Going Today

We have the wallets!

We now offer Google PayTM, Apple Pay® & Samsung Pay® for your mobile device

Shazam debit cards offers rewards with grand prize

Learn More

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