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Credit Sense: Monitor your Credit


Your Credit Score. And More.

Staying on top of your credit has never been easier. Get free reports, monitoring, tips & more.

Credit Sense MobileBenefits of Credit Score

• Daily Access to your Credit Score*
• Real-Time Credit Monitoring Alerts
• Credit Score Simulator
• Personalized Credit Reports
• Special Credit Offers

And so much more! The benefits are endless.

Your Credit Score. Daily. And Secure. Access your score and report in our mobile and online banking.

Three Simple Steps to Access your Credit Score:

  1. Log in to your Online or Mobile Banking and click on the "Check Your Score" button.
  2. You'll fill out a short form and answer some questions to identify yourself. 
  3. That's it!

Don't have our First National Bank Mobile App? Download today!

First National Bank Mobile Banking AppAvailable on the App StoreGet it on Google Play
 

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See What's New!

Credit Score Simulator

Our easy-to-use Score Simulator within online and mobile banking can take away the "what ifs" and generate an approximate credit score that will help you see where you stand. How does it work? The tool will share how much your score might increase or decrease based on your specific financial decisions. 

Stay Up-to-Date. Simulate. Elevate!

Credit Score Goals

Credit Goals is in a new tab on the main Credit Score dashboard. Credit Score users can create personalized Credit Goals by selecting the Credit Goals Navigation. Users can select a desired timeframe in which they want to achieve that goal, with monthly progress tracking and personalized recommendations.

Create. Track. Achieve. Enroll Today!

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Frequently Asked Questions:
 

What is Credit Sense?
Credit Sense is a comprehensive Credit Score* program that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up to date offers that could help you save.

Credit Sense also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.

Is there a fee?
No. Credit Sense is entirely free, and no credit card information is required to register.

How often is my credit score updated in Credit Sense?
As long as you are a regular First National Bank Online or Mobile Banking User your credit score will be updated every month and displayed in your mobile app. You can click "refresh score" as frequently as every day by navigating to the detailed Credit Sense site from within the mobile app.

* The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with First National Bank loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented here are not offers to lend; normal underwriting criteria apply. Terms and conditions and offers are subject to change at any time.

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