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First time car buyer


Begin your application!

Buying a first vehicle with your son or daughter is a great opportunity to teach your teen responsibility and help them make good choices.

We also know helping them buy their first vehicle can be an exciting and memorable time for both of you.

Our loan officers, Bruce Jones and Jenna Greene, would welcome the opportunity to be part of this important purchase. We’re currently offering excellent rates for first time car buyers. These two are experienced loan officers that will make your purchase a hassle free experience.

These two would also welcome the opportunity to speak to your teen about the importance of building and maintaining a credit score (if you wish). Sometimes it’s good for teens to hear this from a third party.

At First National Bank, we take pride in being your bank of choice for the long run. We’ve invested in the latest products like Zelle, Apple Pay and Samsung Pay and Docusign. We’d love to earn you and your son or daughter’s business.

For questions, give us a call at 888-782-5599 or stop by our consumer bank location on the corner of highways 34 and 25 (801 W. Taylor St.) in Creston, Iowa.

*The Annual Percentage Rates (APR) are effective as of 10/04/19 and are available for the purchase of your first vehicle. A 20% down payment and minimum credit score of 680 are required. Also subject to other normal underwriting criteria. Applicants under the age of 18 must have a qualifying co-borrower. APR and loan term will vary with loan amount. For example a $5,000 loan will have 36 monthly payments of $146.53, a $10,000 loan will have 60 monthly payments of $183.07, and a $15,000 loan will have 60 monthly payments of $275.96. APR is subject to change. A First National Bank checking account is required; new checking accounts will require a $50 minimum opening deposit. Member FDIC.

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