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Individual Retirement Account

Save for health related expenses, retirement, your first home or a child's education. Earn interest on the money you save and enjoy tax savings.

You can take advantage of the Traditional IRA or Roth IRA. You may even decide that a combination of these savings plans best suits your needs. The annual contribution limits for Roth and Traditional IRAs is $6,500 for 2023. And, for those over the age of 50 can add up to $1,000 more.

Each product is governed by its own regulations as set fourth by Congress and the IRS. First National Bank suggests you contact your tax advisor to determine which plan best fits your needs.

First National Bank offers "Time Open" accounts which can be added to anytime from January 1 - December 31 each year.* For complete details, including interest rates, investment options and plans available, stop in or call any of our convenient locations.

*A penalty may be imposed for early withdrawal.  Minimum Deposit of $25 required.

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