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Home Equity Line of Credit Special Introductory Rate!

posted on Monday, August 23, 2021 in Campaign Specials

Get s'more done this fall with your First National Bank Home Equity Line of Credit

1.50% APR* 6-month Introductory Rate. Variable rate thereafter, currently 3.75% APR* 

Remodel, Plan a Vacation, Purchase a New Vehicle, Pay Off Debt and More! 

Make the rest of your 2021 s’more fun with our special low-rate Home Equity Line of Credit. Available for a limited time... you can renovate or remodel, purchase a new vehicle, or have the funds for whatever you need! 

Call or stop by your local First National Bank to apply! 

Contact A Banker Today 

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What Is A Home Equity Line Of Credit? 

A  Home Equity Line of Credit (HELOC) is a revolving (open-end) line of credit with a variable interest rate secured by the equity in your home. A HELOC functions similarly to a credit card in which you advance funds as needed and make periodic payments towards the interest accrued; with the option to make additional principal payments.

Our Home Equity Line of Credit are convenient and flexible ways to use the equity you have in your home to get the things you want.  You can use the equity in your home to:

  • Manage or consolidate bills
  • Pay for education expenses 
  • Make home improvements (remodel or renovate)
  • Fund your dream vacation
  • Purchase a new car

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Do You Have A First National Bank Checking Account? Open Your Account Online Now! 

If there is anything that can save a little more time, we are all for it. Opening an account is fast, easy, secure and can be done right from your computer or mobile phone. 

Open A New Account Compare Checking Accounts

*The Home Equity Line of Credit (HELOC) 1.50% initial Annual Percentage Rate (APR) will be fixed for the first 6 months. After the intro period, the APR is subject to change daily and is based on the Prime Rate (index) as published by the WSJ; currently 3.25%. Rates are in effect as of 8/23/2021 and apply to applicants with credit scores of 720 and greater. A 0.50% margin will be added to the index for applicants with credit scores of 650-719. A 0.50% margin will be added to the index for applications with a loan-to-value ratio greater than 89%. Ceiling rate of 15%. Floor rate after intro period is 3.75% APR. Maximum line size of $75,000. New HELOC loan money only and subject to normal underwriting criteria. An open and active First National Bank checking account is required. Appraisal costs (if applicable) will be at the applicant’s expense - approximately $400. One-time processing fee of $50. Property insurance is required. Not valid with any other special offers. Available to applications dated 8/23/2021 – 10/8/2021. 

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